If a resident living in the Cooper Road, Allendale, North Highlands, Eden Garden, and Lakeside neighborhood had a new year’s resolution of creating financial stability in 2018, they would have to travel at least 10 minutes just to open a checking/saving account. While one with the means to do so may think the 10 minute drive, walk, bus or taxi ride isn’t that cumbersome, the absence and downsizing of traditional financial services says a lot about the current state of access